PayDay OK fast cash loans are short-term financial answers that permit you to meet a need until your next payday.
Our fast cash loans have helped thousands of people cope with difficult financial matters quickly, securely and discreetly. If you are at least 18 years of age and have a job or established source of income, Email address, listed home phone, checking account in good standing, and you well on you way to qualifying for the cash advance you need.
PayDay OK loans offer:
- Instant Application Results 24/7 with No Faxing
- Loans up to $500
How it Works
Just fill out our online application (no faxing is involved), and submit the application from our secure website on the Internet. An email response with the application results will be sent to you usually within a few short minutes. Once approved, you are able to electronically sign and agree to the terms of the loan.
Your loan proceeds will be electronically submitted to you bank the next business day (assuming the transaction was completed by 5:00 pm CST). You can verify the deposit to your checking account by checking with the ACH Department of your bank.
Anytime before 4:30 PM CST on the day your loan is due, you can return to our website to pick the payment option that works best for you. All payments are made by electronic transfer from your checking account.
PayDay OK offers a secure, 100% online transaction with instant results 24/7/365 without the problems of faxing or taxing paperwork. And with PayDay OK, you can expect speedy electronic deposit, no hassles. What could be easier?
Three easy steps are all it takes to receive your payday cash advance. If you have an email address, checking account in good standing and an established source of income you're all set to apply.
The PayDay OK application is simple and secure. You furnish the facts about your occupation, residence, a few references and a valid bank account and you're set to go! As soon as you're approved and sign and submit your loan, your funds will be electronically submitted to your bank on the next business day as long as your transaction was completed by 5:00 p.m. Central Standard Time.
In states where PayDay OK is the lender, your payday loan can be paid off
at any time or refinanced at any time. An email reminder will be sent to you 3 days before your payday
loan is due. Subject to PayDay OK's refinance policy, you may choose to:
- Pay off the loan and finance charges completely
- Pay off the loan finance charges and refinance the loan **
- Pay finance charges and part principal and refinance the loan
- Pay the loan back early and receive prorated finance charges
Anytime prior to the due date of your loan payment, you will have the option to
choose the payment option that works best for you.
Simply do nothing and we will Auto-OK your loan. On your due date, if we don't
hear from you, we will automatically deduct a payment of 10% of the original
loan amount plus the finance charge due. This will be electronically debited
from your checking account on your due date and your payday loan will
automatically refinance. This payment will reduce your principal balance until
paid in full.
For your convenience, your payments will be electronically debited from your checking account unless
you make alternate payment arrangements.
You may also return to the PayDay OK website and select to pay the loan interest only and renew your loan, or pay the interest and part of the principal and renew your loan, or pay you loan back early and receive prorated interest credit.
So start now! Just click on Apply Now and get the extra cash you need.
** PayDay OK policy allows a maximum of four finance charge only payments.
